Posts Tagged ‘Credit Report’

How to Rebuild Your Credit After Filing Bankruptcy

How to Rebuild Your Credit After Filing Bankruptcy

After a great deal of thought, you finally decided that filing a bankruptcy was right for you and your family. You have proceeded through the bankruptcy court system and your debts have been discharged. You have a clean slate—except that your bankruptcy is appearing on your credit report and causing your credit score to nosedive. Unfortunately, there’s no “quick fix”

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How Do Soft Credit and Hard Credit Inquiries Affect Your Credit Score?

How Do Soft Credit and Hard Credit Inquiries Affect Your Credit Score?

When you apply for any credit facility, the credit card company or the lender will request for your credit report so it can decide if it will grant you an approval or not. That process of checking on your credit is called credit inquiry. Credit inquiries are of two types: the soft credit inquiries and the hard credit inquiries. The

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